{"product_id":"couples-budget-planner-spreadsheet-for-google-sheets-and-excel","title":"Couples Budget Planner Spreadsheet for Google Sheets and Excel","description":"\u003cp\u003e\u003cstrong\u003eCOUPLES BUDGET SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA couples budget spreadsheet for couples finances: keep what's shared separate from what's personal. You choose how to split shared costs, and every purchase says whose it was and who paid.\u003cbr\u003eWorks whichever way you split costs: 50\/50, by income, or a custom percentage.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📊 WHAT IT DOES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Spending: log every purchase with whose it was and who paid; each line shows who owes whom.\u003cbr\u003e✓ Fixed: list every repeating bill with whose it is and which account pays it.\u003cbr\u003e✓ Split rule: compares 50\/50, by income and a custom split, side by side, on your own numbers.\u003cbr\u003e✓ Fair share: shows each person's part of shared costs this month and on average.\u003cbr\u003e✓ Settle up: turns the month into one number, one direction, one transfer.\u003cbr\u003e✓ Personal money: sets aside the same allowance for each of you that neither has to explain.\u003cbr\u003e✓ Talk first: flags purchases above a limit you agree on, so you talk before you buy.\u003cbr\u003e✓ Money date: gives you a ready-made agenda for a short monthly money talk.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📂 WHAT'S INSIDE: 30 TABS AND 75 CHARTS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Get started: Home, Start here, Setup, Income, Spending, Fixed, Accounts\u003cbr\u003e✓ Splitting costs: Split rule, Fair share, Who paid, Settle up, Personal money, Bill owners, Talk first, Money date\u003cbr\u003e✓ Shared money: Shared costs, Emergency fund, Goals, Subscriptions, Debt, Net worth\u003cbr\u003e✓ Reports: Months, Year, Categories, Tight month\u003cbr\u003e✓ Routine and help: Check-in, Notes, Catch-up, Read me, Free gift\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📝 HOW IT WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOpen the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003c\/li\u003e\n\u003cli\u003eOn Start here, fill in the shaded cells: both names, how you split shared costs, your personal money each month and your talk-first limit.\u003c\/li\u003e\n\u003cli\u003eAdd bills on Fixed and log every purchase on Spending, with whose it was and who paid.\u003c\/li\u003e\n\u003cli\u003eEverything else fills in by itself. Home shows what you owe each other right now and what's shared this month.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e📥 WHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own data\u003cbr\u003e✓ A PDF with the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e💻 GOOD TO KNOW\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Works with a free Google account. No add-ons, no subscription, no bank connection.\u003cbr\u003e✓ Type only in the shaded cells. Formulas are protected, so you can't break them by accident.\u003cbr\u003e✓ Best on a computer. The Google Sheets app works for quick entries on your phone.\u003cbr\u003e✓ Amounts show in dollars. The formulas work the same in any currency.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\n\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003cbr\u003eThis planner is a tool for your own records, not financial advice.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":49014315614361,"sku":null,"price":13.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8595164266_7bib.jpg?v=1790707890","url":"https:\/\/growlylabstudio.com\/products\/couples-budget-planner-spreadsheet-for-google-sheets-and-excel","provider":"GrowlyLab","version":"1.0","type":"link"}