{"product_id":"credit-card-tracker-spreadsheet","title":"Credit Card Tracker Spreadsheet, Utilization, Due Dates, Annual Fees and Rewards, Google Sheets Excel","description":"\u003cp\u003eCREDIT CARD TRACKER SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003cbr\u003eLog every card once, update each statement, and utilization, due dates, and status work themselves out — Paid, Due soon, Late, or Upcoming, card by card and overall.\u003c\/p\u003e\u003cp\u003e📊 WHAT IT DOES\u003cbr\u003e✓ Cards: one row per card — nickname, issuer, credit limit, APR, statement day, due day, annual fee and the month it posts, and your rewards rate. Up to 8 cards.\u003cbr\u003e✓ Monthly Log: one row per card, per statement — balance and payment. Due date, utilization, and status fill in on their own.\u003cbr\u003e✓ Dashboard: every card's limit, balance, utilization, and status in one table, plus total annual fees and how many cards are due soon or late.\u003cbr\u003e✓ Dashboard: a chart of utilization by card, and a chart of your overall utilization over the last 12 closed months.\u003cbr\u003e✓ Start here: type your name (optional) and open Cards — every number after that comes from what you log.\u003c\/p\u003e\u003cp\u003e📂 WHAT'S INSIDE: 4 TABS AND 2 CHARTS\u003cbr\u003e✓ Start here: a one-cell start, then straight to Cards\u003cbr\u003e✓ Cards: up to 8 cards, four cards, and the full list\u003cbr\u003e✓ Monthly Log: four cards, and every statement you've logged\u003cbr\u003e✓ Dashboard: four cards, the card-by-card table, and two charts\u003c\/p\u003e\u003cp\u003e📝 HOW IT WORKS\u003cbr\u003e1. Open the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003cbr\u003e2. On Cards, add each card — limit, APR, statement day, due day, and annual fee.\u003cbr\u003e3. Every month, add a row on Monthly Log with the statement balance and what you paid.\u003cbr\u003e4. Open Dashboard any time for utilization, due dates, and status at a glance.\u003c\/p\u003e\u003cp\u003e📥 WHAT YOU GET\u003cbr\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel 2016 or newer and Microsoft 365, on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own cards\u003cbr\u003e✓ A PDF guide with screenshots, the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\u003cp\u003e💻 GOOD TO KNOW\u003cbr\u003e✓ Works with a free Google account. No app, no ads, no subscription.\u003cbr\u003e✓ Statement day and due day are just the day of the month — the sheet works out which calendar month each one falls in.\u003cbr\u003e✓ Utilization is balance divided by limit, card by card and combined — under 10%, 10-30%, and over 30% are colored so you can see it at a glance.\u003cbr\u003e✓ Rewards rate is a label you set per card — it's yours to fill in, not a built-in rewards calculator.\u003cbr\u003e✓ Type only in the lighter input cells. Formulas are protected: Google Sheets warns you before you change one, and Excel keeps them locked.\u003cbr\u003e✓ Best on a computer for setup. The Google Sheets app works for a quick check on your phone.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets. Links between tabs work in Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":67714100625561,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8682857494_soym.jpg?v=1792082863","url":"https:\/\/growlylabstudio.com\/products\/credit-card-tracker-spreadsheet","provider":"GrowlyLab","version":"1.0","type":"link"}