{"product_id":"expense-tracker-spreadsheet-for-google-sheets-and-excel","title":"Expense Tracker Spreadsheet for Google Sheets and Excel","description":"\u003cp\u003e\u003cstrong\u003eDARK MODE EXPENSE TRACKER SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eAn expense tracker for anyone who wants to see exactly where their money goes, one purchase at a time. It tracks who the money went to, not just what category it was in, so a habit shows up long before a full year does.\u003cbr\u003eWorks whether you track alone or split spending with someone else.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📊 WHAT IT DOES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Expenses: log each purchase by date, amount and merchant. The category fills in by itself from the merchant.\u003cbr\u003e✓ Merchants: name each place once, with its category, and the log fills that column in for you from then on.\u003cbr\u003e✓ Money back: holds work expenses, shared costs and refunds apart so they don't look like your own spending.\u003cbr\u003e✓ Price watch: tracks the same item at the same place over time and flags the ones that got more expensive.\u003cbr\u003e✓ Reconcile: checks the log against your bank statement once a month, account by account.\u003cbr\u003e✓ Subscriptions: lists what renews automatically and prices each one by what it costs per use.\u003cbr\u003e✓ Big buys: pulls out single purchases above your own threshold so they don't blend into an average month.\u003cbr\u003e✓ Who spent it: splits spending between two people and shows who paid what and who owes whom.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📂 WHAT'S INSIDE: 39 TABS AND 81 CHARTS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Start with these: Home, Start here, Setup, Expenses, Merchants, Income, Bills, Subscriptions\u003cbr\u003e✓ Money that is not yours: Money back, Price watch, Reconcile\u003cbr\u003e✓ Reading the log: Daily spend, Spending pace, Needs and wants, Who spent it, Big buys, No-spend, Leaks\u003cbr\u003e✓ Periods: Week, Month, Year, Categories, Trends, Cash flow\u003cbr\u003e✓ What you have and owe: Accounts, Debts, Payoff plan, Funds, Goals, Net worth, Bill calendar\u003cbr\u003e✓ Keeping it going: Squeeze, Money wins, Daily routine, Check-in, Notes, Catch-up, Read me, Free gift\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📝 HOW IT WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOpen the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003c\/li\u003e\n\u003cli\u003eOn Start here, fill in the shaded cells: your name, your monthly income and the thresholds for big buys and subscriptions.\u003c\/li\u003e\n\u003cli\u003eAdd each purchase on Expenses with the date, amount and merchant, and name each place once on Merchants.\u003c\/li\u003e\n\u003cli\u003eEverything else fills in by itself. Home shows what you've spent this month, per day, and what the month is on track to end at.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e📥 WHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own data\u003cbr\u003e✓ A PDF with the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e💻 GOOD TO KNOW\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Works with a free Google account. No add-ons, no subscription, no bank connection.\u003cbr\u003e✓ Type only in the shaded cells. Formulas are protected, so you can't break them by accident.\u003cbr\u003e✓ Best on a computer. The Google Sheets app works for quick entries on your phone.\u003cbr\u003e✓ Amounts show in dollars. The formulas work the same in any currency.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\n\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003cbr\u003eThis planner is a tool for your own records, not financial advice.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":48986820313241,"sku":null,"price":13.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8595274852_5ofd.jpg?v=1790707878","url":"https:\/\/growlylabstudio.com\/products\/expense-tracker-spreadsheet-for-google-sheets-and-excel","provider":"GrowlyLab","version":"1.0","type":"link"}