{"product_id":"paycheck-budget-planner-spreadsheet-for-google-sheets-and-excel","title":"Paycheck Budget Planner Spreadsheet for Google Sheets and Excel","description":"\u003cp\u003e\u003cstrong\u003eBIWEEKLY PAYCHECK BUDGET SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA paycheck budget planner for people who get paid every two weeks. Budget one paycheck at a time. It shows which bills each paycheck has to cover and how much is left until the next payday. A pay period that will come up short shows up weeks ahead.\u003cbr\u003eWorks for weekly, every-two-weeks, twice-a-month and monthly pay.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📊 WHAT IT DOES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Pay schedule: lays out your next thirty paydays from two settings, how often you are paid and your next payday.\u003cbr\u003e✓ Bills by paycheck: matches every bill to the paycheck that pays it, so a short pay period shows up early.\u003cbr\u003e✓ This paycheck: what is left of the current paycheck, the bills still due before the next one, and what you can spend per day.\u003cbr\u003e✓ Paycheck plan: gives every dollar of a paycheck a job before you spend it.\u003cbr\u003e✓ Third paycheck: finds the months with an extra paycheck and lets you plan what it goes to.\u003cbr\u003e✓ Pay gaps: lists the bills that are due just before payday, so you can ask to move the date.\u003cbr\u003e✓ Buffer: sizes your cushion from the tightest pay period in your own schedule.\u003cbr\u003e✓ Payoff plan: compares debt avalanche and debt snowball for one extra payment per paycheck.\u003cbr\u003e✓ Funds: splits yearly costs like insurance or car registration across the paychecks left before each one is due.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📂 WHAT'S INSIDE: 37 TABS AND 76 CHARTS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Start with these: Home, Start here, Setup, Pay schedule, Income, Bills, Spending, Subscriptions\u003cbr\u003e✓ This paycheck: This paycheck, Paycheck plan, Between paydays, Where it goes\u003cbr\u003e✓ The rhythm: Bills by paycheck, Third paycheck, Pay gaps, Paycheck year, Uneven pay\u003cbr\u003e✓ Bills and debt: Bill calendar, Debt, Payoff plan, What debt costs, Accounts\u003cbr\u003e✓ Saving: Buffer, Funds, Goals, Big buys\u003cbr\u003e✓ The year behind: Months, Year, Categories, Leaks\u003cbr\u003e✓ Keeping it going: Squeeze, Payday routine, Check-in, Notes, Catch-up, Read me, Free gift\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📝 HOW IT WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOpen the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003c\/li\u003e\n\u003cli\u003eOn Start here, fill in the shaded cells: how often you are paid, your next payday and your take-home pay.\u003c\/li\u003e\n\u003cli\u003eAdd your bills with the day of the month each one is due, then add your purchases on Spending as you go.\u003c\/li\u003e\n\u003cli\u003eEverything else fills in by itself. Home shows what is left on this paycheck, per day, and which paychecks run short.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e📥 WHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own data\u003cbr\u003e✓ A PDF with the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e💻 GOOD TO KNOW\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Works with a free Google account. No add-ons, no subscription, no bank connection.\u003cbr\u003e✓ Type only in the shaded cells. Formulas are protected, so you can't break them by accident.\u003cbr\u003e✓ Best on a computer. The Google Sheets app works for quick entries on your phone.\u003cbr\u003e✓ Amounts show in dollars. The formulas work the same in any currency.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\n\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003cbr\u003eThis planner is a tool for your own records, not financial advice.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":48985497239705,"sku":null,"price":13.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8643111597_qyju.jpg?v=1790707877","url":"https:\/\/growlylabstudio.com\/products\/paycheck-budget-planner-spreadsheet-for-google-sheets-and-excel","provider":"GrowlyLab","version":"1.0","type":"link"}