{"product_id":"savings-tracker-spreadsheet-for-google-sheets-and-excel","title":"Savings Tracker Spreadsheet for Google Sheets and Excel","description":"\u003cp\u003e\u003cstrong\u003eSAVINGS TRACKER SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA savings tracker spreadsheet for anyone saving toward more than one goal at a time. It shows the date each goal actually reaches its number at your current pace, and what your accounts and savings rate add up to.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📊 WHAT IT DOES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Rates: shows what each account earns, based on the rate in its own name, and what inflation takes from it.\u003cbr\u003e✓ Runway: turns your safety net into months of living costs, not just a dollar amount.\u003cbr\u003e✓ Savings rate: shows what share of your income actually stayed, not just the balance.\u003cbr\u003e✓ On track and Forecast: shows the date each goal reaches its number at your current pace, and what would pull a late one back.\u003cbr\u003e✓ Reconcile: compares your goals with your bank balance and shows the gap between them.\u003cbr\u003e✓ Compounding: shows what the same money grows into over time, at the rate your accounts actually pay.\u003cbr\u003e✓ Automation: shows which goals are funded by a standing transfer and which rely on you remembering.\u003cbr\u003e✓ Setbacks: prices every dip out of savings in months, not dollars.\u003cbr\u003e✓ Milestones and Timeline: shows which goals hit a round number, and which month ahead is the heaviest.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📂 WHAT'S INSIDE: 38 TABS AND 79 CHARTS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Start with these: Home, Start here, Setup, Goals, Deposits, Dips, Income, Cost of living\u003cbr\u003e✓ Where the month stands: Savings rate, This month, Automation, Split\u003cbr\u003e✓ Dates and the pace: On track, Forecast, Coming up, Timeline, Finish line\u003cbr\u003e✓ Where the money sits: Accounts, Reconcile, Rates, Compounding\u003cbr\u003e✓ When life happens: Runway, Setbacks\u003cbr\u003e✓ The year: Months, Year, Categories, Milestones, Streak\u003cbr\u003e✓ Deciding: What if, Windfalls, Trade-offs, Challenges, Starter goals\u003cbr\u003e✓ Keeping it going: Check-in, Notes, Catch-up, Read me, Free gift\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📝 HOW IT WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOpen the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003c\/li\u003e\n\u003cli\u003eOn Start here, fill in the shaded cells: your name, household size, and the settings for your savings goal, big dips, inflation and account rates.\u003c\/li\u003e\n\u003cli\u003eAdd every goal once on Goals, with its target, date and monthly transfer. Log deposits and dips as they happen.\u003c\/li\u003e\n\u003cli\u003eEverything else fills in by itself. Home shows what's saved, your savings rate, and which dates this pace misses.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e📥 WHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own data\u003cbr\u003e✓ A PDF with the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e💻 GOOD TO KNOW\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Works with a free Google account. No add-ons, no subscription, no bank connection.\u003cbr\u003e✓ Type only in the shaded cells. Formulas are protected, so you can't break them by accident.\u003cbr\u003e✓ Best on a computer. The Google Sheets app works for quick entries on your phone.\u003cbr\u003e✓ Amounts show in dollars. The formulas work the same in any currency.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\n\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003cbr\u003eThis planner is a tool for your own records, not financial advice.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":49046518005913,"sku":null,"price":13.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8643876485_7wqr.jpg?v=1790707903","url":"https:\/\/growlylabstudio.com\/products\/savings-tracker-spreadsheet-for-google-sheets-and-excel","provider":"GrowlyLab","version":"1.0","type":"link"}