{"product_id":"simple-budget-template","title":"Budget Template for Google Sheets and Excel, Easy Monthly Budget Spreadsheet, Finance Tracker and Budget Planner for Beginners","description":"\u003cp\u003e\u003cstrong\u003eSIMPLE BUDGET SPREADSHEET FOR GOOGLE SHEETS AND EXCEL\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA simple monthly budget spreadsheet for beginners and anyone who wants a budget that takes minutes, not hours. Set your budget once, then add a transaction each time money comes in or goes out. Every new month starts on its own, so there is nothing to copy, clear or retype.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📊 WHAT IT DOES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Budget: set a monthly budget once. It repeats every month, so you never retype it.\u003cbr\u003e✓ Common categories are already filled in. Each one is marked Income, Bill, Spending, Savings or Debt.\u003cbr\u003e✓ Budget: log each paycheck and purchase on one line with the date, amount, category and an optional note.\u003cbr\u003e✓ Budget: four cards show Income, Expenses, Savings and Balance for the month.\u003cbr\u003e✓ Your balance carries over from month to month, starting from the starting balance you type once.\u003cbr\u003e✓ Budget: Budget, Actual and Remaining for every category, so you can see what is still free to spend.\u003cbr\u003e✓ Budget: a chart of spending by category, and a Budget vs Actual chart.\u003cbr\u003e✓ Year: the last twelve months side by side, with a chart of money in and money out.\u003cbr\u003e✓ Want to see an old month again? Type a date in Pick month on Budget.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📂 WHAT'S INSIDE: 3 TABS AND 3 CHARTS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Start here: your starting balance and four short steps\u003cbr\u003e✓ Budget: your monthly budget, transactions, four cards and two charts\u003cbr\u003e✓ Year: twelve months side by side, with totals and one chart\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e📝 HOW IT WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOpen the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.\u003c\/li\u003e\n\u003cli\u003eOn Start here, type your starting balance (checking and cash). Your name is optional.\u003c\/li\u003e\n\u003cli\u003eOn Budget, type a budget next to each category. Then add a transaction every time you get paid or spend.\u003c\/li\u003e\n\u003cli\u003eEverything else fills in by itself. The cards, the charts and Year update with every line you add.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e📥 WHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Google Sheets version (the link is in the PDF)\u003cbr\u003e✓ Excel version (.xlsx) for desktop Excel on Windows or Mac\u003cbr\u003e✓ A filled example to look around, and a blank copy for your own data\u003cbr\u003e✓ A PDF guide with screenshots, the links and the first steps\u003cbr\u003e✓ A video guide for this planner (the link is in the PDF)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e💻 GOOD TO KNOW\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e✓ Works with a free Google account. No add-ons, no subscription, no bank connection.\u003cbr\u003e✓ You type your own numbers. Nothing is imported from your bank.\u003cbr\u003e✓ Type only in the lighter input cells. Formulas are protected: Google Sheets warns you before you change one.\u003cbr\u003e✓ Best on a computer. The Google Sheets app works for quick entries on your phone.\u003cbr\u003e✓ Amounts show in dollars. The formulas work the same in any currency.\u003cbr\u003e✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.\u003cbr\u003e✓ English only. Not made for Apple Numbers.\u003cbr\u003e✓ Free updates for life.\u003c\/p\u003e\n\u003cp\u003e➕ WANT MORE?\u003cbr\u003e✓ Annual Budget Spreadsheet: the full version, with 31 tabs for planning the whole year.\u003cbr\u003e\u003ca href=\"https:\/\/growlylabstudio.com\/products\/annual-budget-planner-spreadsheet-for-google-sheets-and-excel\"\u003ehttps:\/\/growlylabstudio.com\/products\/annual-budget-planner-spreadsheet-for-google-sheets-and-excel\u003c\/a\u003e\u003cbr\u003e✓ Beginner Budget Bundle: four planners for a first budget, including an expense tracker and a bill tracker.\u003cbr\u003e\u003ca href=\"https:\/\/growlylabstudio.com\/products\/beginner-budget-bundle-50-30-20-budget-expense-tracker-bill-tracker-and-savings-tracker-spreadsheets\"\u003ehttps:\/\/growlylabstudio.com\/products\/beginner-budget-bundle-50-30-20-budget-expense-tracker-bill-tracker-and-savings-tracker-spreadsheets\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003eThis is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.\u003cbr\u003eThis planner is a tool for your own records, not financial advice.\u003c\/p\u003e","brand":"GrowlyLab","offers":[{"title":"Default Title","offer_id":67628664783001,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0738\/8613\/8521\/files\/il_fullxfull.8686566467_bo5z.jpg?v=1791387451","url":"https:\/\/growlylabstudio.com\/products\/simple-budget-template","provider":"GrowlyLab","version":"1.0","type":"link"}