100 Envelope Challenge Spreadsheet Google Sheets Excel, Cash Stuffing Printable with Flexible Goal, Money Saving Challenge Budget Planner

100 ENVELOPE CHALLENGE TRACKER FOR GOOGLE SHEETS AND EXCEL

A savings tracker for the classic 100 envelope challenge. One envelope #1 amount sets the whole 100-envelope ladder, so you're not stuck downloading a separate file for every goal. Fill envelopes in any order, and your total, your pace, and which ones are still open update on their own.

📊 WHAT IT DOES

✓ Start here: type your envelope #1 amount once, and it scales all 100 envelopes — a small amount makes the classic challenge, a bigger one makes a bigger goal.
✓ Envelopes: all 100 in one list. Pick any envelope, in any order, and type the date you filled it. Amount and status fill in by themselves.
✓ Envelopes: a one-time Shuffle pick for a random order to grab next — just for fun, never a rule.
✓ Progress: total saved, percent to your goal, and whether you're ahead or behind your planned pace, with your finish date at that pace.
✓ Progress: the cheapest envelopes still open for a quick win, and the priciest ones still open, so you start setting money aside before they're all that's left.
✓ Progress: a chart of your planned pace against what you've actually filled in, week by week.
✓ Labels: a printable sheet of 100 cards — envelope number and amount — for anyone using paper envelopes.

📂 WHAT'S INSIDE: 4 TABS AND 1 CHART

✓ Start here: your name, envelope #1 amount, start date, weekly pace and which day starts your week
✓ Envelopes: all 100 envelopes, four cards, and the Shuffle pick hint
✓ Progress: three cards, cheap & open, big & open, and the pace-vs-actual chart
✓ Labels: the printable 10×10 grid of cards

📝 HOW IT WORKS

1. Open the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.
2. On Start here, type your envelope #1 amount, your start date and your weekly pace.
3. On Envelopes, grab any envelope and type the date you filled it — in any order you like.
4. Open Progress any time for your total, your pace, and which envelopes to tackle next.

📥 WHAT YOU GET

✓ Google Sheets version (the link is in the PDF)
✓ Excel version (.xlsx) for desktop Excel 2016 or newer and Microsoft 365, on Windows or Mac
✓ A filled example to look around, and a blank copy for your own challenge
✓ A PDF guide with screenshots, the links and the first steps
✓ A video guide for this planner (the link is in the PDF)

💻 GOOD TO KNOW

✓ Works with a free Google account. No app, no ads, no subscription.
✓ Cash in envelopes doesn't earn interest and can be lost or stolen. Many people move the amount to a savings account instead and log the date here — the tracker works the same either way.
✓ Shuffle pick is a one-time random order, printed once when the file was made. Grab envelopes in any order you like.
✓ Type only in the lighter input cells. Formulas are protected: Google Sheets warns you before you change one, and Excel keeps them locked.
✓ Best on a computer for setup. The Google Sheets app works for a quick check on your phone.
✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets. Links between tabs work in Google Sheets.
✓ English only. Not made for Apple Numbers.
✓ Free updates for life.

This is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.