Savings Planner Google Sheets, Sinking Fund Planner Spreadsheet, Savings Goals and Biweekly Savings, Digital Savings Plan Excel

A savings planner for every goal with a date: the emergency fund, Christmas, a vacation, car insurance, a new laptop. See what to set aside each month and from each paycheck to reach them all on time, whether each goal is on track or behind, and a plan for the next twelve months.

🔗 TRY THE LIVE DEMO before you buy (view only, nothing to install): https://docs.google.com/spreadsheets/d/1BY8Bnh-fdyjrgJziz_NH6sNfxhuCPvLi8ALO2-Kgp4E/edit?gid=700024026

📊 WHAT IT DOES

✓ Goals: up to 12 goals with a target, the date you need it by and what is already saved.
✓ Saved now, still to go, months left, what it takes a month and from each paycheck, done and the status for each one.
✓ Pay schedule: weekly, every two weeks, twice a month or monthly. A paycheck is the month's amount spread over your paydays.
✓ Status: On track, Behind by the dollar amount, Past date or Reached, against a straight line from your first month to the target date.
✓ Deposits: log every deposit and withdrawal with its goal. Each goal keeps its own balance, even when several share one savings account.
✓ Plan: twelve months from your first month with the plan, what you saved, the difference and all goals together.
✓ Three charts: each goal saved and still to go, what you put in this year by goal, and plan against saved month by month.

📂 WHAT'S INSIDE: 4 TABS AND 3 CHARTS

✓ Start here: how often you are paid, your take-home pay and the first month of the plan
✓ Goals: four cards and every goal with what it takes a paycheck
✓ Deposits: four cards and every deposit and withdrawal
✓ Plan: three cards and twelve months against the plan

📝 HOW IT WORKS

1. Open the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.
2. On Start here, pick how often you are paid and the first month of your plan.
3. On Goals, add each goal with its target, its date and what is already saved.
4. Each payday, log what you put in on Deposits and check Plan once a month.

📥 WHAT YOU GET

✓ Google Sheets version (the link is in the PDF)
✓ Excel version (.xlsx) for desktop Excel 2016 or newer and Microsoft 365, on Windows or Mac
✓ A filled example to look around, and a blank copy for your own goals
✓ A PDF guide with screenshots, the links and the first steps
✓ A video guide for this spreadsheet (the link is in the PDF)

💻 GOOD TO KNOW

✓ Works with a free Google account. No app, no ads, no subscription.
✓ Room for 12 goals and 200 deposits and withdrawals.
✓ Works with any savings account: the file keeps each goal's share.
✓ Formulas are protected, so you can't break anything by accident.
✓ Set it up on a computer in a few minutes. After that, the Google Sheets app works for quick entries on your phone.
✓ The photos show Google Sheets. The Excel file has the same tabs and formulas.
✓ Free updates for life.

This is a digital download, so nothing is shipped. If anything is unclear after you buy, message me and I'll help you set it up.