Budget Template for Google Sheets and Excel, Easy Monthly Budget Spreadsheet, Finance Tracker and Budget Planner for Beginners

SIMPLE BUDGET SPREADSHEET FOR GOOGLE SHEETS AND EXCEL

A simple monthly budget spreadsheet for beginners and anyone who wants a budget that takes minutes, not hours. Set your budget once, then add a transaction each time money comes in or goes out. Every new month starts on its own, so there is nothing to copy, clear or retype.

📊 WHAT IT DOES

✓ Budget: set a monthly budget once. It repeats every month, so you never retype it.
✓ Common categories are already filled in. Each one is marked Income, Bill, Spending, Savings or Debt.
✓ Budget: log each paycheck and purchase on one line with the date, amount, category and an optional note.
✓ Budget: four cards show Income, Expenses, Savings and Balance for the month.
✓ Your balance carries over from month to month, starting from the starting balance you type once.
✓ Budget: Budget, Actual and Remaining for every category, so you can see what is still free to spend.
✓ Budget: a chart of spending by category, and a Budget vs Actual chart.
✓ Year: the last twelve months side by side, with a chart of money in and money out.
✓ Want to see an old month again? Type a date in Pick month on Budget.

📂 WHAT'S INSIDE: 3 TABS AND 3 CHARTS

✓ Start here: your starting balance and four short steps
✓ Budget: your monthly budget, transactions, four cards and two charts
✓ Year: twelve months side by side, with totals and one chart

📝 HOW IT WORKS

1. Open the PDF and click the link to make your own copy in Google Sheets. Or open the Excel file.
2. On Start here, type your starting balance (checking and cash). Your name is optional.
3. On Budget, type a budget next to each category. Then add a transaction every time you get paid or spend.
4. Everything else fills in by itself. The cards, the charts and Year update with every line you add.

📥 WHAT YOU GET

✓ Google Sheets version (the link is in the PDF)
✓ Excel version (.xlsx) for desktop Excel on Windows or Mac
✓ A filled example to look around, and a blank copy for your own data
✓ A PDF guide with screenshots, the links and the first steps
✓ A video guide for this planner (the link is in the PDF)

💻 GOOD TO KNOW

✓ Works with a free Google account. No add-ons, no subscription, no bank connection.
✓ You type your own numbers. Nothing is imported from your bank.
✓ Type only in the lighter input cells. Formulas are protected: Google Sheets warns you before you change one.
✓ Best on a computer. The Google Sheets app works for quick entries on your phone.
✓ Amounts show in dollars. The formulas work the same in any currency.
✓ The Excel version may look slightly different from the photos (fonts, colors, charts). The photos show Google Sheets.
✓ English only. Not made for Apple Numbers.
✓ Free updates for life.

➕ WANT MORE?
✓ Annual Budget Spreadsheet: the full version, with 31 tabs for planning the whole year.
https://growlylabstudio.com/products/annual-budget-planner-spreadsheet-for-google-sheets-and-excel
✓ Beginner Budget Bundle: four planners for a first budget, including an expense tracker and a bill tracker.
https://growlylabstudio.com/products/beginner-budget-bundle-50-30-20-budget-expense-tracker-bill-tracker-and-savings-tracker-spreadsheets

This is a digital download. Nothing will be shipped. Because it is a digital file, it can't be returned, but if anything is unclear, message me and I will help you set it up.
This planner is a tool for your own records, not financial advice.